thebibliosphere:

comtessedebussy:

will-work-for-spoons:

quietborderlineinfo:

motivation-gems:

dysfunctionalqueer:

dynastylnoire:

feministingforchange:

iatrogenic:

jovialdictator:

this is why its depressing to work in a pharmacy.

I was definitely a profit killer when I worked in a pharmacy (which honestly was my favorite job in the entire world, but it was short-lived and nowadays you can’t work at a pharmacy like that, it’s all tied in with corporate retail and no one should ever trust me with a cash register ever). It was not, however, actually a profit killer for the pharmacy, just for the drug companies, so no one cared. These days I do medical billing, which means I actually bill OUT from hospitals so I’m mostly spending my professional time taking money away from insurance companies. 

I will now impart all of my profit killing resources onto you, in case you don’t know them. I think most of you know them, now. But just in case you don’t.

THIS IS US-CENTRIC. I’M SORRY. 

1. GoodRx - this thing has an app now, so you can look up the best places to get your expensive medicines at the lowest possible prices without insurance on the go, and you no longer have to print coupons because you can just hand over your phone or tablet. Times have changed for the better with GoodRx. Definitely use it before trying to fill your scrip, because it will tell you the best place to go. (You can do that on the website, too.)

2. NeedyMeds - Needymeds is basically the clearinghouse of drug payment assistance. They have their own discount cards, but also connections to many patient assistance programs run by drug companies themselves. They are good assistance programs, too.

3. Ask your county - This is not a link. This is a pro tip. Most county social services will have pharmacy discount programs for people with no and/or shitty pharmaceutical coverage. You can often just find them hanging around at social services offices; you can just pick one up and walk off with it. 

4. Ordering online - There are a few safe online pharmacies. I keep a little database in a text file on my computer. Most of them are courtesy of CFS forums, my mother or voidbat, so a lot of that is a hat tip to other people, but if you’re in need of a place to get a drug without a prescription … first I’ll make sure you 100% know what you’re doing for safety reasons and then I’m happy to turn over a link. 

5. Healthfinder - A government resource that helps find patient assistance programs in your area. This might also point out the convenient county card thing. RxHope is something a lot of people get pointed to via Healthfinder that’s a good program.

6. Mental Health America - Keeps a list of their best PAPs for psychiatric medications, which can be some of the most expensive and a lot of pharmacy plans don’t cover them at all. 

This is so important ppl.

Signal boost the shit out of it!

Booooooooooooooooooost

Good Rx Saved my family a hundred dollars a month while I was getting signed up for CHIP
seriously it’s a life savor especially for ridiculously expensive drugs like abilify

Useful info, friends! ;)

Since many of our followers are on medications, I feel like this would be an important resource.
-Luna

Also! Some drug companies have patient assistance programs where they send you the drug for FREE if you are uninsured, or if your insurance doesn’t cover that drug.

Do a Google search for “patient assistant programs” + (your med), or search the manufacturers website. Sometimes the info is online; other times you have to call.

Even some of the big name pharma companies have this. It’s certainly not all companies, or all meds, but it is worth a shot.

Before Obamacare, I lost insurance and couldn’t pay for my mood stabilizers (kiiiiinda important to have those when you’re bipolar.) I was on generic Lamictal, but I went to the official Lamictal website, filled out a form with a valid prescription, and they mailed my meds to me every month for free.

If you know anything about bipolar disease, you know that that was a literal life saver. Patient assistance programs ftw!

This is so important given the recent vote to repeal Obamacare. And the cartoon above is so on point They’re literally voting to kill people. Literally.

Some of my meds are no longer going to be partially covered by my ridiculously expensive private insurance. I just used the GoodRX website to look it up, and I can either spend $40 at Target to pay for one of them out of pocket–per month–, or I can get it at Sams Club for $4. No that is not a typo. The drug I need to take every single day to keep my allergies from spiraling out of control (yay auto-immune bullshit) is literally ten times cheaper at Sams Club. Holy shit.

(via ohtheplacesyougoo)

oldfarmhouse:

guttergrowl:

outofmylegelykwo:

watchingtheplanets:

punkfather:

Just a PSA for those who may also be worried about losing anything.

also make sure the time and date are on the images because last year people got fucked over by insurance companies after the flooding in Louisiana because there was no proof of when the photos were taken

Download and use EvidenceCam!  It time/date stamps your photos AND puts the address on it.  If anyone tried to argue that the items weren’t in your home, well, you have the address to prove it.

I work for an insurance company….do this now.

Good to know!

(via ohtheplacesyougoo)

dreaminginspanish:

goingtopshelf:

punchbuggydragon:

breelandwalker:

irontargaryen:

*cracks neck* my time has come

Okay, first? Pay off all your debts. Take out a small loan and pay it off right away.

Buy several hundred vacant houses. Schedule repairs for said houses with reputable contractors and make sizable down payments in advance. Get everything in writing and hang onto those deeds.

Buy a large open parcel of land that is being auctioned for development. And when I say large, I mean LARGE.

Sink millions into paying off people’s Kickstarters / college loans / medical bills / mortgages, and give generously charity organizations. That alone will carry off a lot of money.

Once you’ve got things down to a reasonable level, say $1m, buy yourself a house, furnishings, appliances, and a dependable car. Pay everything off so that you own it free and clear. Purchase about $200k worth of something easy to liquidate (i.e. gold, gems, bonds, stocks). Put the rest onto prepaid credit cards and wait for Monday to roll around.

NOW THE FUN BEGINS.

You now have commendable credit and a shining public reputation.

Fix up and flip those houses, sell them for fair market value or below to families who need them, or create non-profit homeless shelters. (After all, it’s not like you need to “make” money, this is all running on the proceeds from the property sales.)

Sell the parcel of land to developers, or donate it to public works as a park or open space. Have them name it after you.

Retire to your fully furnished home. Liquidate your extra assets, or leave them to appreciate in value for a later date. Make Christmas epic with those gift cards. Keep the extra money in the bank and keep your day job.

And don’t worry about taxes when return time rolls around, because you’ll be able to write off several millions’ worth of charitable donations.

Basically this

This is someone who paid attention in finance class. 

*takes notes*

(via ohtheplacesyougoo)

smalllilkitten:

hersheywrites:

trappunzelll:

imaginebackwards:

keoooooooo:

jatel0:

For The Masses:

http://gen.lib.rus.ec

http://textbooknova.com

http://en.bookfi.org/

http://www.gutenberg.org

http://ebookee.org

http://www.manybooks.net

http://www.giuciao.com

http://www.feedurbrain.com

http://oll.libertyfund.org/index.php?option=com_content&task=view&id=380

http://www.alleng.ru/ 

http://www.eknigu.com/ 

http://ishare.iask.sina.com.cn/

http://2020ok.com/

http://www.freebookspot.es/Default.aspx

http://www.freeetextbooks.com/

http://onebigtorrent.org/

http://www.downeu.me/ebook/

http://forums.mvgroup.org

http://theaudiobookbay.com/

More Here

no one coulda reblogged this a month ago when i spent 500

momentsbymarcus

Look at KB coming through

Every time you see this, reblog it. There is always someone in college that will see this.

(For later)

(via ohtheplacesyougoo)

srslycris:

This seems like something everyone should know if they’re in the sciences and/or interested in reading scientific papers.

(via ohtheplacesyougoo)